AM
    Auto Finance

    Metro 2 Integration for AutoMaster

    Connect AutoMaster, a buy-here-pay-here focused dealer management system, to Metro2 for automated credit bureau reporting. AutoMaster specializes in BHPH operations with built-in payment processing, GPS tracking integrations, and accounting tools. Through the AGORA platform, AutoMaster also provides lender loan pool access for dealers. Metro2 bridges the gap between AutoMaster's deal and payment data and the credit bureaus, converting BHPH payment schedules (weekly, bi-weekly, semi-monthly, or monthly) into compliant Metro 2 format for submission to Equifax, Experian, and TransUnion. AutoMaster does not offer native Metro 2 reporting.

    How It Works

    Metro2 imports deal and payment data from AutoMaster via file export. Payment schedules are converted to Metro 2 monthly equivalents, delinquency is calculated based on your actual schedule, and compliant Metro 2 files are generated for credit bureau submission.

    AM
    AutoMaster
    Metro2Metro2
    Credit Bureaus

    Benefits

    BHPH Specialist

    Purpose-built for buy-here-pay-here dealers with support for complex payment structures, down payments, and deferments.

    Flexible Payment Schedules

    Handle weekly, bi-weekly, semi-monthly, and monthly payment schedules with accurate Metro 2 conversion.

    GPS and Payment Integration

    Leverage AutoMaster's payment processor and GPS integrations alongside credit reporting for complete portfolio management.

    Delinquency and Repo Workflows

    Automatic delinquency status calculation based on your actual payment schedule, with guided repossession and voluntary surrender reporting.

    Data Fields That Sync

    Metro2 maps these fields from AutoMaster to Metro 2 format automatically.

    • Customer demographics
    • Vehicle and collateral data
    • Deal terms and down payment
    • Payment schedule (weekly/bi-weekly/monthly)
    • Payment history and dates
    • Account status and delinquency
    • Co-buyer information
    • GPS tracking status

    Get Set Up in 4 Steps

    1

    Export from AutoMaster

    Configure AutoMaster to export deal and payment data in a format Metro2 can process. Contact AutoMaster support at 855-992-9913 if needed.

    2

    Configure Payment Rules

    Map your payment schedules (weekly, bi-weekly, monthly) to Metro 2 delinquency thresholds and status codes.

    3

    Test File Validation

    Generate a test Metro 2 file, review for accuracy against your AutoMaster records, and resolve any discrepancies.

    4

    Enable Reporting

    Begin production credit bureau submissions on your monthly schedule.

    Frequently Asked Questions

    How are weekly payments reported?

    Weekly payments are converted to monthly equivalents for Metro 2 reporting. Delinquency is tracked based on your actual AutoMaster payment schedule, not the monthly conversion.

    Does AutoMaster have an API?

    AutoMaster uses a proprietary system without a public API. Metro2 integrates via structured file exports from AutoMaster.

    What about the AGORA lender platform?

    If you use AutoMaster's AGORA platform for lender loan pool access, Metro2 can still report based on the deal and payment data in your AutoMaster DMS.

    Ready to Connect AutoMaster?

    Start reporting to credit bureaus from AutoMaster today. Our team will help you get set up quickly.