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    Buy Now Pay Later

    Metro 2 Integration for Affirm

    Integrate Affirm merchant data with Metro2 for credit bureau reporting of BNPL installment plans. Help customers build credit with their Affirm payment history.

    How It Works

    Affirm merchant data is exported to Metro2, which maps BNPL installment data to Metro 2 format and submits to credit bureaus.

    Affirm logoAffirm
    Metro2Metro2
    Credit Bureaus

    Benefits

    BNPL Credit Building

    Turn Affirm payments into credit-building opportunities.

    Installment Plan Tracking

    Track 4-pay and longer-term Affirm installments.

    High Volume Processing

    Handle thousands of BNPL transactions efficiently.

    Regulatory Compliance

    Stay ahead of evolving BNPL reporting regulations.

    Data Fields That Sync

    Metro2 maps these fields from Affirm to Metro 2 format automatically.

    • Customer information
    • Installment plan terms
    • Payment amounts and dates
    • Account status
    • Original purchase data

    Get Set Up in 3 Steps

    1

    Connect Affirm Data

    Set up data export from your Affirm merchant account.

    2

    Configure BNPL Rules

    Map installment plans to Metro 2 account types.

    3

    Begin Reporting

    Validate test data and start credit bureau submissions.

    Frequently Asked Questions

    Does Affirm already report to bureaus?

    Affirm reports some products directly. This integration is for merchants who want to report through their own furnisher ID.

    How are pay-in-4 plans reported?

    Pay-in-4 plans are reported as installment accounts with the appropriate terms and payment schedule.

    Ready to Connect Affirm?

    Start reporting to credit bureaus from Affirm today. Our team will help you get set up quickly.